The air-conditioned explosion man’s face was blown up beyond recognition.

The air-conditioned explosion man was killed and his face was blown up beyond recognition.

Recently, the news of a man who died in an air-conditioning explosion caused social hotspots. It is reported that when the accident occurred, the man was installing air-conditioners. Unexpectedly, the air-conditioner suddenly exploded. The man was blown to the kitchen wall and was completely unrecognizable. He died on the spot.

According to the Yangzi Evening News, at about 10:40 am on June 3, a household in the Yiheyuan community at the intersection of Kaicheng Road and Ocean Road in Yancheng District suddenly exploded when the air conditioner was installed, causing the man to die on the spot.

The explosion occurred in 1307 households in the 16th building of the community. The family name was Tao. The man was 49 years old at about 10:40 in the morning. The family had an explosion when installing air conditioners. As soon as the security guard entered his door, he saw the air-conditioner of the cabinet installed in the living room being torn apart. The huge explosion impact had blown the man to the wall of his kitchen. His face had been blown up beyond recognition. The wall of the kitchen There is blood everywhere, and the man has no signs of life. At that time, the man’s wife was also at home, and his wife was already scared. Then someone immediately dialed 110 and 120, 120 to confirm that the man had died.

The blown air conditioner was also hung on the outer wall of Building 16, and some of the window glass was blown off. A resident of the community told reporters that the 49-year-old Tao Mou was the demolition and relocation household of the community, and arranged 1307 and 1308 mother and child households. The decoration of the home has basically ended, and the electrical appliances have been purchased for installation. Today, I installed the newly-purchased beauty air conditioner myself. He used to be an installer and installed air conditioners. I didn't expect such a thing to happen.

So why does the air conditioner explode? Guangdong Mei's air-conditioning after-sales service Sun surnamed staff told reporters that the initial understanding of the household did not know from what channel the air conditioner was purchased two days ago, because it is currently unable to enter the scene, there is no way to confirm that it is a beautiful air conditioner, and the owner himself Installation, preliminary analysis is caused by improper operation when the user installs himself. The reporter confirmed from the police that the air conditioner in the accident was a beautiful air conditioner.

The industry insiders said that the insurance industry has experienced an explosion, which usually occurs in outdoor units, mostly in the compressor area. However, the situation of air-conditioning explosions is rare. It is only possible to have several conditions at the same time:

1. The air conditioning system has a leak and the air is mixed into the system.

2. In the case where the high-voltage end of the air conditioner is blocked, it is mainly at the capillary position.

3. The air conditioning system is blocked. The high pressure of the compressor is not compressed quickly, and the system pressure will become abnormally high. When the air is mixed into the system and mixed with the refrigerating oil, it is easy to reach the flash point under high pressure and explode. At the same time, the excessive filling of nitrogen and Freon is also the cause of the explosion.

It is not uncommon to know that air-conditioning explosions have occurred, but air-conditioning fires caused by overtime service and improper use have occurred. Experts remind you that these precautions are used when using air conditioners:

1. The air conditioner must be powered by a separate dedicated line. The cross section of the wire should be greater than 2.5 mm2, the grounding is good, and an air switch should be installed on the wire.

2. The air conditioner should be installed on the non-combustible components and away from curtains, wooden structures and other objects.

3. The air conditioner should be regularly maintained and repaired. The fan motor should be filled with lubricating oil. The filter should be cleaned as required to keep the components clean and prevent the motor from getting stuck due to faults or the air intake is reduced, resulting in overheating and fire.

4. The air conditioner should be kept dry to prevent the capacitor in the air conditioner from being deteriorated due to moisture, and the leakage current is increased, resulting in breakdown and fire.

5, when cleaning the air conditioner, do not use alcohol to scrub, otherwise it will cause air conditioning explosion!

Insurance experts believe that buying insurance is only a means of reducing risks, and citizens need to recognize the existence of risks when they use them. It is recommended to purchase accidental injury insurance. The insurance liability is death, disability, burns, etc. caused by accidents, and additional accidental injury medical insurance.

Accident insurance, also known as accidental injury insurance, provides insurance compensation for the insured's death, disability, etc. due to accidental injury. Generally speaking, the insured pays a certain amount of insurance premium, and the insurer promises to pay the insurance premium or contract when the insured person encounters a specific disaster accident and causes physical harm to cause disability or death.

Therefore, if there is additional accidental medical insurance for accidental injury insurance, the party can obtain the claim after being injured by the mobile phone explosion. The parties provide relevant certificates, such as on-site photographs, hospital inpatient treatment invoices and checklists. If a fire is caused, the fire department is required to provide the accident certificate. If it causes disability, it is necessary to collect the disability certificate (unified by the forensic department of the public prosecution law agency), the insurance contract, proof of the relationship between the insured and the beneficiary, etc.; Medical insurance, then the medical expenses of the hospitalized person after the mobile phone explosion is not able to claim compensation, but because the accidental explosion of the mobile phone is an accident, the accidental injury insurance can be settled.

Editor in charge: Li Qun


How to buy personal accident death insurance?

When insuring personal accident insurance, the insured can choose the matching amount according to his actual needs and ability to pay. If you consider that you can leave a sum of money for your family in the event of an accident, you can choose a higher accidental injury. The amount of insurance; if you pay attention to medical insurance, you can choose to reimburse part of the medical expenses to reduce the financial burden, you can choose higher accidental medical insurance; if you are worried about the income affected by hospitalization, you can choose products with hospitalization allowance.

How much can I pay for personal accident death insurance?

The compensation rates for accidental injury accidents are as follows:

Reduced revenue calculations. If the victim has no fixed income, it shall be calculated according to the average income of the last three years; if the victim cannot prove the average income status of the last three years, it can be calculated by referring to the average salary of the employees of the same or similar industry in the previous year. .

Article 21 The nursing fee shall be determined according to the income status of the nursing staff, the number of nursing personnel, and the nursing period.

If the nursing staff has income, it shall be calculated with reference to the provisions of the lost time fee; if the nursing staff does not have income or hires a care worker, it shall be calculated by reference to the local laborer's labor compensation standard for the same level of care. The nursing staff is in principle one person, but if the medical institution or the appraisal agency has a clear opinion, the number of nursing staff can be determined by reference.

The period of care should be calculated until the victim's ability to resume self-care. If the victim cannot recover his or her self-care ability due to disability, he or she may determine a reasonable period of care according to factors such as his age and health status, but the maximum period is no more than 20 years.

After the victim has been disabled, the level of care should be determined according to the degree of care dependence and the situation in which the disabled assistive device is formulated.

Article 22 The transportation fee shall be calculated according to the actual expenses incurred by the victim and his necessary accompanying personnel for medical treatment or transfer treatment. The transportation fee shall be based on the official bill; the relevant evidence shall be consistent with the location, time, number and frequency of medical treatment.

Article 23 The hospital food subsidy may be determined by reference to the travel food subsidy standard of the general staff of the local state organs.

It is indeed necessary for the victim to go to the field for treatment. For objective reasons, the patient cannot be hospitalized. The reasonable part of the accommodation and food expenses actually incurred by the victim himself and his accompanying staff should be compensated.

Article 24 The nutrition fee shall be determined according to the disability of the victim with reference to the opinions of the medical institution.

Article 25 Disability compensation shall be based on the degree of disability of the victim or the level of disability, according to the per capita disposable income of urban residents in the previous year where the court is located or the per capita net income of rural residents. Ten years of calculation. However, for those over 60 years of age, the age is reduced by one year for each additional year; for those over seventy-five years, it is calculated for five years.

If the victim is disabled due to injury but the actual income has not decreased, or the level of disability is relatively light, but the occupational nuisance seriously affects his employment, the disability compensation can be adjusted accordingly.

Article 26 The fee for disability aids shall be calculated in accordance with the reasonable cost standard for ordinary applicable appliances. If the injury has special needs, the corresponding reasonable cost standard may be determined by referring to the opinions of the auxiliary appliance preparation organization.

The replacement period and compensation period of the auxiliary equipment shall be determined with reference to the opinions of the preparation institution.

Article 27 The funeral expenses shall be calculated on the basis of the total monthly salary of the employee in the previous year at the location of the court where the lawsuit is filed.

Article 28 The living expenses of the dependents shall be calculated according to the degree of incapacity of the dependents, according to the per capita consumption expenditure of urban residents in the previous year of the court where the respondent is located and the per capita annual living consumption expenditure of rural residents. If the dependent person is a minor, it is calculated to be 18 years old; if the dependent person has no working ability and no other source of life, it is calculated for 20 years. However, for those over 60 years of age, the age is reduced by one year for each additional year; for those over seventy-five years, it is calculated for five years.

A dependent person refers to a minor who is legally obligated by the victim to be a child, or an adult close relative who has lost his ability to work and has no other source of income. If the dependent person has other supporters, the indemnity obligor shall only compensate the part of the victim that should be borne by law. If there are several dependants, the total annual compensation will not exceed the per capita consumption expenditure of urban residents in the previous year or the per capita annual living consumption expenditure of rural residents.

Article 29 The death compensation shall be calculated according to the per capita disposable income of urban residents in the previous year of the court where the respondent is located or the per capita net income of rural residents. However, for those over 60 years of age, the age is reduced by one year for each additional year; for those over seventy-five years, it is calculated for five years.

Editor in charge: Li Qun

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