First, the POS machine, the English name is: Pointofsales, the Chinese full name is the point of sale information management system. Simply put, the merchant uses the cashier's settlement device for reading, and can read the bank card, membership card, and barcode QR code, which is mainly used in the bank card acquiring business.

Second, the .pos machine will be credited to the account time.

POS machine arrival time is divided into T+0, T+1.T+3, D+0, etc.; often hear POS machine propaganda business, say T+0, T+1 and D+0, the following will give you Introduce a few of the rules for getting paid:

Day D is a natural day, including weekends and holidays can be counted as one day.

T day refers to the trading day, weekends and holidays do not belong to the T day, +0, +1 refers to the specific clearing time; +0 is the working Japanese day, is the real-time arrival, +1 refers to the second working day Saturday, Sunday and legal holidays are postponed.

3. What is the “rate”?

That is, the transaction fee for swiping the card using POS is determined according to the different industry types of the merchant according to the MCC code standard stipulated by the UnionPay. The fee benefit is divided into 7 percent by the card issuer and 2 percent by the acquirer. , UnionPay clearing institutions get 1%.

Fourth, the type of mainstream POS machine

By communication

1. Fixed POS machine

The advantages are: 1. Software upgrade and maintenance are relatively easy; 2. Network dialing mode, dialing speed is fast; 3. POS transaction clearing is relatively easy; disadvantages are: need to connect operation, guests need to pay the bill at the cashier. Merchants who apply to integrated retrofit projects.

2. Wireless POS machine

The advantages are: 1, wireless operation, free form of payment location; 2, small size; disadvantages are: 1, communication signal is unstable; 2, data is easy to lose; 3, high cost. Applicable is the type of merchant that is received at the guest's residence.

By printing method

1. Thermal POS machine

The advantages are: fast printing speed, no noise when printing, and low consumables. The disadvantage is that the purchase order has a short shelf life and is susceptible to environmental impact. Applicable to general business types.

2. Needle POS machine

The advantage is that the purchase order has a long shelf life and is not susceptible to environmental impact. The disadvantages are: the printing noise is high and the consumables are high. Applicable to general business types.

3. Set the POS machine.

The advantage is that the purchase order has a long storage period, is not easily affected by the environment, and has a beautiful appearance. The disadvantages are: the highest cost of consumables; slow printing speed. It is suitable for large-scale merchants such as hotels, hotels and department stores.

operating system

Windows system POS machine

Windows XP-based Windows Embedded system, the majority of POS machines on the market use this system. The advantage is that the system is versatile and easy to use with the computer. The disadvantages are: poor system stability, poor security, and high development costs.

2.Android system POS machine

It is usually based on Android system for deep optimization of POS application, which is the highest level system in the POS industry. The advantages are: high stability, no crash, no blue screen, low development difficulty, strong software compatibility, and wide range of functions. The downside is that as an emerging system, the penetration rate needs to be improved.

3. Other systems.

Usually it is an embedded system developed by each manufacturer. The advantage is: low cost. The disadvantages are: system stability and poor compatibility.

Card performance classification

1. Brush the magnetic card POS machine. Magnetic cards are low-cost, easy to use, and easy to manage, but the security risks of magnetic cards are increasingly prominent.

2. Brush the IC card POS machine. Prolonged contact may cause poor contact of the IC card and make it difficult to read data.

3. Brush the non-contact IC card POS machine. The difference between an IC card and a magnetic card is that the data storage medium is different, the storage capacity of the IC card is large, the security and confidentiality are high, the CPU card has data processing capability and has a long service life.

Use classification

1. Financial POS machines are mainly used in banking systems such as UnionPay business systems, commercial banks, and local credit cooperatives.

2. Non-financial POS machines can be widely applied to various scales, various types of members, chain, franchise stores; catering and entertainment enterprises, car maintenance centers, cosmetics stores, tourist attractions and other fields.

Classified by user

1. For public POS machines: the withdrawal of money from the public is in the bank to fill in the information to withdraw money, the rate is high, corresponding to the public account, the complicated procedures

2. For private POS machines: For private withdrawals, you can withdraw money at the ATM, the rate is low, and it corresponds to the personal account.

According to the Circular of the State Administration of Taxation, the Ministry of Finance, the Ministry of Information Industry, and the General Administration of Quality Supervision, Inspection and Quarantine of the People's Republic of China on the Promotion of Tax Control of Taxes to Strengthen Tax Sources (Guo Shui Fa [2004]), all use of POS systems MIS system or ERP system for large-scale retail malls, supermarkets, hypermarkets and large-scale fast food restaurants for enterprise management and financial management. In view of the relatively sound accounting and the high investment in system construction, it is not appropriate to replace them with tax-controlled cash registers. Moreover, the tax-controlled cash register can not replace the enterprise management and financial management. Therefore, the tax control reform will be implemented after the relevant national standards are issued.

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