【Abstract】In the Golden Tax Phase III system, the natural person tax management system has been independent of the enterprise tax management system, and the natural person has become the management object of the same sequence with the legal person organization, and the tax and the bank have realized information sharing, and various measures have been promoted and implemented. Like a network of taxpayers, a network of interlocking, so that large transactions and abnormal transactions are invisible.

No bank can cover any business or individual, even if it is a big customer, as long as the account is suspicious, it must be reported to the tax and the central bank. Because the bank and tax information are shared, if the bank does not report, the tax will be checked sooner or later, then The nature is different, and the bank will suffer!

What is easy to be supervised?

According to the "Management Measures for Large-Scale Transactions and Suspicious Transaction Reports of Financial Institutions" issued by the People's Bank of China

1 public to public single transfer payment or more than 2 million yuan;

2 Private-to-private or private-to-public, single-transfer payment or cumulative transaction of more than 200,000 yuan on the same day;

3 Regardless of who is right, on the same day, a single or cumulative transaction of more than 50,000 yuan (including 50,000 yuan), foreign currency equivalent of more than 10,000 US dollars (including 10,000 US dollars) of cash transactions.

What is a cash transaction?

Including cash deposit, cash withdrawal, cash settlement and sale, cash exchange, cash remittance, cash bill settlement and other forms of cash receipts and payments are called cash transactions.

It is worth noting that once a bank or other financial institution discovers or has reasonable grounds to suspect that the transaction is related to criminal activities such as money laundering and terrorist financing, regardless of the amount of money, a suspicious report must be submitted.

How to supervise? Who will supervise?

Large-value transfer payments are reported by financial institutions through the relevant systems and payment transaction monitoring systems. And report to the head office of the People's Bank of China on the second working day from the date of the transaction.

Large cash receipts and payments are reported by financial institutions through their business processing systems or in writing. It will be reported to the local branch of the People's Bank of China on the second working day from the date of business, and will be reported to the head office of the People's Bank of China.

Moreover, this information will be submitted to the tax to check whether there is any tax-related information in your transaction.

Be careful in the following situations

1 Old cash transactions, and the amount, frequency and use are not consistent with your normal business conditions.

A small company always has revenues and expenditures that do not match the frequency and amount of funds for the scale of business operations. It is obviously selling daily necessities. How can it be millions of millions of waters?

2 The flow of funds received and paid is obviously inconsistent with the business scope of the company.

For example, if you want to make a meal, you will receive a large amount of money transfer from the steel company every day, and then go to the film and television entertainment company.

3 Shareholders or legal persons or other unknown individuals, funds are frequently paid in the short term.

Today, I will give a total of 1 million, and I will transfer him to 2 million tomorrow. After two days, he will turn back to 5 million. Can this not attract attention?

4 The reason for the long-term idle account suddenly became unclear, and a large amount of funds were received and received in the short term.

This company has been abolished for a long time, and suddenly revived some time ago, and there is no business, but there is a large amount of money to enter, can this not pay attention?

How do you usually operate?

1 That must be transferred to a large amount of cash, what should I do?

The normal transaction will be transferred, that is, the key supervision, the tax bureau and the bank have a few more formalities, and there is no fear of normal operation.

2 What if the customer has to transfer the personal account to the company's public account?

If it is a public-to-public transaction, the other party transfers the money with a personal account, and the money can be returned to the customer's personal account, and the customer can use the public account to transfer. It is best to explain to the public before the transaction. Pay attention to the last reminder to the customer before the transfer, use the public account to transfer money.

If the customer has to use a personal account to remit money, then it is safe to comply with laws and regulations when it is stated in the application that “the company pays the goods”.

If the payment has already been remitted, the remittance slip is not indicated, and you do not want to return it to the customer. Negotiate with the customer and open the certificate.

3 No way, our company has a large amount, less invoices, customers are all individuals, and we still do not allow customers to transfer large amounts of money. Can we still do business?

Did not say no to turn, it is said to focus on monitoring! There are indeed many companies, most of the customers are individuals, such as media companies, catering companies, clothing companies, a lot of non-invoiced income, the source of funds is basically an individual. In the case of actual business, there is no impact. The fear is that you have collected the money, but on the books it shows that it has nothing to do with production and management, or it has nothing to do with production and management. The road is just as good as money laundering!

4 If the boss borrows a lot from the company, it is almost the end of the year, the boss has to return the money, but more than 200,000 is supervised, then I can always write a pen, the frequency control is more suitable once in a few days. ?

The repayment is still ok, what are your normal business dealings?

5 There are a lot of accounts receivable and other receivables on the account. The boss immediately gave the company 500,000, saying that it would not work to get rid of those accounts.

The company's accounts receivable are based on the boss's own bank? Is it unclear to tell you that your company's various transactions are public and private? What's more, it's still big and high-frequency.

If you really want to pay the boss for some special reasons, then please sort out what is the case, sort out the accounts receivable list that should be returned, and then find the corresponding documents, materials, and corresponding clearing.

Article source address: http://

Manager Office Desk Series

Manager Office Desk Parts,Office Table With Cabinet,Modern Office Desk,Office Desk Parts

SHENZHEN CHANGJIANG FURNITURE CO., LTD , https://www.findcjf.com