First of all, popularize the knowledge here. The whole process of swiping the card is the POS machine swiping the card - the data to the UnionPay Center - the issuing bank - returning to the UnionPay Center - returning the pos machine out of the small ticket, this is a complete process, if any The communication data of one link is wrong, the transaction is unsuccessful, pos will not make a small ticket; today and the various agents said that the POS did not issue a small ticket, but the customer received the bank debit SMS how to do? Why did I receive a text message but didn't have a pos ticket? Because the data has already arrived at the issuing bank, the issuing bank recorded the consumption, but the data did not return to the pos machine, and the actual deduction was unsuccessful.

There are two types of cases where there are no small tickets:

1. The response code is RE (transaction failed, the cardholder deducted at that time): This card card will be used to charge the card card for more than 10 yuan. If the card is successful, it will return. Cardholder card. If there is no rush or rush, or RE, the next day the finance will submit a refund request form to the bank. After receiving the refund request, the bank will return to the cardholder card after 7-15 working days. .

2, swipe card display 00 transaction success does not issue a small ticket: later use the card holder's card to brush a sum of 10 yuan or more, if the call is successful, it will return to the cardholder card. If there is no rush or rush, the day cannot be judged whether the transaction is successful. It may be automatically corrected on the next day and returned to the cardholder. If the transaction status is completed the next day, it will be cleared to the merchant normally. .

However, if there is no small ticket, 99% of the deduction is unsuccessful, so the general merchant will ask the customer to brush again or pay cash. In short, merchants using pos machines should pay attention to the rights and interests of the funds. The small ticket is a voucher for the transaction. All successful transactions are subject to the signature of the cardholder. If the ticket is not successful, the cardholder must be re-successful. Once the transaction occurs, if the cardholder receives the SMS but the ticket does not appear, first leave the cardholder's real phone call and let the cardholder write the situation note, the cardholder signs, and then explain to the customer, if true The bank deducts this payment. After receiving the refund request, the bank will return to the cardholder card after 7-15 working days. In 99% of the cases, it will return directly to the cardholder card.

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