Frequently, some friends ask POS machine to ask, "I want to do Wanda, Wal-Mart's pos machine", and even some people ask if they can apply for a merchant, the name is a luxury brand store such as LV or prada, because they feel that this is not the name of the merchant Very high, you can brush a large amount, show your spending power to the bank, you can also participate in banking activities to ensure that the points are stable, so that credit cards are easier to raise. Although the idea is very good, the actual operation will not work. Today this article will analyze this issue.

For example, a friend who has a credit card should know that the POS machine at Wal-Mart can participate in the "Red Friday" event. If you carefully observe the ticket, you can find that the POS machine of Wal-Mart is directly handled at Bank of Communications. The receipt line code is also Bank of Communications, because Wal-Mart's public account is to open an account at the Bank of Communications, the daily settlement of the flow of water has been carried out, creating a lot of benefits, so everyone in Wal-Mart to pay the bank card has a preferential rebate is normal.

In the same way, the large POS, the POS machine of the brand store, the major banks are definitely willing to deal with them, because the brand is well-known, the transaction volume is large, the bank can easily earn a lot of handling fees, that is, the merchants The pos machine is not able to handle the third-party platform.

Then, does the Bank of Communications Credit Card Center determine whether to give points by the words "Wal-Mart" in the name of the merchant on the bill?

Of course, the bank does not identify the merchant according to the POS terminal. Each machine has a terminal. The terminal is fixed. After the credit card center marks the terminal of a pos machine merchant, only the merchant can be swiped. Participate in the event, so if you use Wal-Mart's license to go to other places or apply for Wal-Mart's pos machine at Bank of Communications, you will not be able to mark the terminal in the banking system.

Summary: It is meaningless for individuals to improve the efficiency of the withdrawal by handling local large-scale merchants. In order to increase the amount of credit cards, it is necessary to learn to invest in the banking industry, and to consume in the industries that banks like, no matter how large or small, as long as they can swipe their cards. Every place should try to swipe the card, whether it is a big-name merchant, as long as it is in the industry related to normal clothing, food, housing and transportation, it can be raised for a period of time.

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