On January 19, 2018, China UnionPay held a business communication meeting for non-bank member institutions in Shanghai. Shi Wenchao, president of China UnionPay, presided over the meeting, and the main responsible persons of 9 member institutions including UnionPay Business, La Cala, Tonglian, Remittance Data, Epro, Quick Money, Linkage Advantage, Baofu, and Connected Payment attended the meeting.

Following the first nine non-bank member institutions business cooperation communication meeting on January 19, China UnionPay held the second non-bank member institution business cooperation communication meeting on January 30, Haike Rongtong, ChinaPay, Jingdong Online Banking Online, and Xunxun The main responsible persons of 49 payment institutions, such as payment, participated.

The meeting stated that UnionPay firmly supports and implements the central bank's various regulatory policies, and hopes that all payment institutions will conscientiously implement the requirements of the central and the head office and accelerate the implementation of various regulatory policies.

UnionPay will give full play to its advantages and help institutions to quickly implement regulatory requirements; and will focus on deep cooperation and deep integration as the main theme of 2018 work, and work closely with various payment agencies to seek common development.

Participants at the meeting implemented the “Notice of the General Office of the People's Bank of China on Further Strengthening the Remediation of Unlicensed Operation Payment Services” (Yin Ban Fa [2017] No. 217),

Notice of the People's Bank of China on Regulating Payment Innovation Business (Yinfa [2017] No. 281),

Notice of the General Office of the People's Bank of China on Adjusting the Proportion of Deposits of Payments by Customers of Payment Organizations (Yin Ban Fa [2017] No. 248),

The "Notice of the People's Bank of China on Printing and Distributing the Regulations for the Implementation of the Bar Code Payment Service (Trial)" (Yinfa [2017] No. 296) and other documents require further regulation of the payment of innovative business, ensuring that all types of business are carried out in accordance with the regulatory requirements and comply with the law.

President Shi Wenchao advocated in his summary speech, hoping that all parties in the industry will unite and conscientiously implement policy requirements, jointly promote the sustainable and healthy development of China's payment industry, and achieve mutual benefit and win-win in the prevention and control of risks and the service of the real economy.

First, the party's 19th National Congress, the Central Economic Work Conference, and the National Financial Work Conference have repeatedly stressed the need to pay attention to financial risks and firmly hold the bottom line of systemic financial risks. The requirements of the central bank's series of documents are the implementation of the spirit of the Central Committee and will have a major impact on the development of the payment market and the market structure. As one of the most active forces in the payment market, payment institutions should effectively assume the responsibility of regulating the development of the industry. From the perspective of politics and overall situation, we should improve political positions and take the initiative to implement the various policy requirements.

The second is to respect each other and promote development. It is hoped that all parties in the industry respect each other's core demands, and on this basis, in-depth communication and cooperation, with the principle of cooperation and win-win, seeking truth from facts, flexible coordination, advancement of solving various problems encountered in cooperation, and promoting business development.

Third, UnionPay will continue to improve various service levels, fully utilize its own business and technological advantages and cooperate with payment institutions to help payment institutions implement central bank policy requirements as soon as possible.

Fourth, UnionPay will give full play to the industry's leading role, take deep cooperation and deep integration as the main theme of 2018 work, integrate resources and technologies of all parties in the industry, and strive to achieve new breakthroughs in the innovation and development of the payment industry.

Fifth, UnionPay supports and welcomes payment institutions to expand overseas markets, and will actively help payment institutions to “go global” on the basis of the UnionPay network to form a synergy of industrial development in overseas markets.

Sixth, the mobile payment convenience demonstration project is a key project of the central bank. In 2018, the number of national mobile payment convenience demonstration cities will increase from 19 to 100. The demonstration project for convenience is not only the implementation of the central bank's requirements, but also the payment mechanism's rich payment scenarios and enhanced business viscosity. The development opportunity is hoped that all payment institutions and UnionPay will work together to implement the demonstration project for convenience.

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