1, frequent large-volume consumption, especially if you have no assets, each card is empty, and the brush is also large, the card-issuing bank will suspect that your account has cash, and the credit card will also determine consumption abnormal.

The bank will also freeze the credit card for the sake of cardholder security. For example, the card swipe place is too single, repeated operations in the same POS terminal for several months, and each time the card is swiped in the last few days of the repayment date, the repayment will be swiped out. Or if the same card has a transaction on two or more terminals within 30 minutes, it may be considered an abnormal card.

2. If there is a problem with the amount and frequency of the card, it may cause the card to be frozen.

The same card, a large amount of consumption in a short period of time, or the same day of consumption in batches. These banks are all in sight, and credit cards are also frozen.

Analysis of the main reasons for reducing the amount:

1 large consumption of most 0 rate machine

The bank will determine that the bank will determine that you are dying of my rhythm! And there is a zero rate cap every month, but this is a dead hole.

2 seems to be diversified consumption, wholesale consumption accounts for a large amount of consumption

Credit cards expressly stipulate that they can only be used for daily consumption. A large number of wholesale categories cannot be classified as normal use. Small amounts of occasional banks will not be supervised. For wholesale consumption, the brush is more derated!!

3 swipe too much too often

Advocating multi-consumption, such a multi-consumption method seems to be a bit abnormal - the billing system will automatically identify, such a frequency of consumption, do not check who you check? Banks are looking at the bills are forced.

3 liabilities and risks have exceeded the bank's risk tolerance!

The total brush set machine damages the card is very big.

Say a few easy trading habits

1. Try to spend as much as possible on various physical merchants. Try to avoid spending on a few or a few types of merchants, such as restaurants, supermarkets, pay taxes, buy building materials, and try to swipe cards. Brush, at least 40% of the current quota for at least 3 consecutive months.

2. Avoid frequent large-scale transactions (including online payment methods such as Taobao) in the same merchant, which may be suspected of being a TX act.

3, try a variety of transactions and repayment methods, have the opportunity or need, do the installment payment, the group purchase in the online shopping mall, the instalment of the physical store or the billing DIY, which is also beneficial to the amount.